About Geo020

Geo020 is a resource for freelancers and remote workers outside the United States who get paid by overseas clients. We cover four things only:

• Cross-border payments — real fee breakdowns of Wise, Payoneer, Deel, PayPal and others, including the FX margin that most comparisons leave out
• Tax paperwork — how to fill forms like the W-8BEN, described step by step from official sources
• Platform guides — withdrawal paths and true costs on Upwork, Fiverr, Toptal and similar platforms
• Freelance basics — invoicing, contracts and pricing in USD

How we fact-check

Every number on this site is checked against the provider's or agency's official documentation (IRS.gov, platform fee pages) and carries a "verified YYYY-MM" date. When fees change, we update the article and move the date. If you spot an error, tell us — corrections are published on the article itself.

We are not financial, tax, or legal advisors. See our disclaimer.